Exit and Entrance Counseling

Entrance counseling
First-time borrowers under this loan program are required to complete entrance counseling. Your loan(s) will not disbursed until you have successfully completed the entire entrance counseling process. Complete the session online at the U.S. Department of Education′s site www.studentloans.gov.

Once at the site, log in and select Entrance Counseling. Make the selection corresponding to your loans:

• If you are new only to the Graduate PLUS loan program, select the middle option.
• If you are a first time borrower to both the Graduate PLUS loan program and the Ford Federal Direct Subsidized/Unsubsidized Loan program, select the third box and you will fulfill the entrance counseling requirement for both loan types.

Make sure to print a copy of the Borrower′s Rights and Responsibilities for your records.

Exit Counseling
It is important to understand your rights, responsibilities, and service obligations.

Prior to graduating or leaving school, Direct Loan borrowers and TEACH Grant recipients must complete exit counseling.

The Direct Loan Exit Counseling will explain your rights and responsibilities as a Direct Loan borrower.

The TEACH Grant Exit Counseling will explain the TEACH Grant Service Obligation and the terms and conditions that apply should your grant become a Direct Unsubsidized Loan.