Believe and Achieve. It's a Trine thing.

Federal Direct PLUS Loan

PLUS stands for Parent Loan for Undergraduate Students. This is a financing option where parents can take out a loan in their name to help pay for their student's education. Parents can choose to make payments immediately or defer until after the student has graduated. The interest will accrue on the loan if you choose to defer.

This loan does require a credit check on the parent who is taking out the loan (it only goes in one parent's name). This takes place when you complete the application. After the application is completed then a Master Promissory Note is needed. At this point, the loan can be processed.

Is this loan for you? If so, you can access instructions on how to complete the PLUS loan on our forms page.

If you choose to us a Parent PLUS Loan, you can complete the application and MPN at You will need your FSA ID and password to log in.